Assess Your Life Insurance Needs This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Related Content Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. A Look at Whole Life Insurance Whole life insurance remains in force as long as you remain current with premiums. Here's how it works. What Can a Million Dollars Buy You? $1 million in a diversified portfolio could help finance part of your retirement.